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Instant Checkmate
Criminal-record and social-profile search option.
View Records Sponsored partner optionWhat should you know about this search?
Direct answer
To review your personal record, inventory the files that can affect or describe you instead of buying a broad people-search dossier. Start with your nationwide credit reports, identify relevant specialty consumer reports, and use an FBI Identity History Summary only when you need your own fingerprint-based federal criminal-history file. Check identity fields and dates in each source, then dispute or challenge errors with the organization that maintains them.
Build a personal-record inventory by purpose
| File or source | What it can show about you | What it does not replace |
|---|---|---|
| Nationwide credit reports | Identity information, current/former addresses, credit accounts and inquiries | A complete criminal-history or public-record search. |
| Specialty consumer reports | Industry-specific data such as tenant, employment, banking or insurance information depending on the company | A universal report covering every specialty market. |
| FBI Identity History Summary | Fingerprint-linked FBI criminal-history summary information | A public name search or state-by-state court review. |
| Your own primary documents | Leases, tax files, deeds, utility or account records | Independent government or court records when those are required. |
A self-audit that can be repeated later
1
Request the files that matterUse AnnualCreditReport.com for nationwide credit reports and CFPB’s company list to identify specialty reports relevant to your situation.2
Check the identity header firstConfirm names, current and previous addresses and other identifying details before interpreting the rest of the file.3
Separate scope from absenceIf one report does not contain a fact, ask whether that report was ever designed to collect the category.4
Correct at the maintaining sourceUse the reporting company or agency dispute/challenge process and retain supporting documents plus the updated result.Decide whether a surprising item is an error or a scope issue
Likely data-quality problem
- An address where you never lived is attached to your file
- An account or record belongs to a similarly named person
- A closed or corrected item is still reported inaccurately
Likely scope limitation
- A credit report does not list a local court matter
- A fingerprint criminal-history summary does not show non-reportable civil records
- One specialty report does not contain data collected by another industry
Protect the records while reviewing them
Storage
Treat downloaded reports as sensitive files
They can contain addresses, account data and other identifiers.
Access
Use official self-access channels
Avoid sending sensitive identity documents to an unrelated people-search site.
Correction
Keep a dispute trail
Save confirmation numbers, supporting records and the corrected report so you can verify the change.